국민내일배움카드”: How to Get Up to 5 Million Won for Job Training in Korea
The National Tomorrow Learning Card is a government initiative designed to support professional development for individuals in South Korea.
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This guide provides an in-depth look at what the card offers, who can benefit, and the straightforward steps to apply and utilize this valuable resource for career advancement.
In today’s rapidly evolving job market, continuous skill acquisition is essential for career growth and stability.
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Up to 5 Million Won for Job Training, Paid by the Government
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What is the National Tomorrow Learning Card?
The “국민내일배움카드” (National Tomorrow Learning Card) is a cornerstone program established under the “국민 평생 직업능력 개발법” (National Lifelong Vocational Competency Development Act).
Its primary objective is to provide financial assistance for vocational training, thereby fostering a culture of continuous learning and enhancing the employability of citizens.
This initiative is managed by the Ministry of Employment and Labor and is accessible through the “고용24” (Employment24) online portal, operated by the Korea Employment Information Service.
It is crucial to understand that the card itself is not a form of cash but rather a spending limit designated exclusively for approved training courses listed on the “고용24” platform.
The program aims to equip individuals with the necessary skills to adapt to changing industry demands and secure better employment opportunities.
It represents a significant government investment in human capital, empowering citizens to take proactive steps in their career development journeys.

Key Benefits of the National Tomorrow Learning Card
Significant Financial Support: Access up to 3,000,000 won over a five-year period for training fees.
Potential for Additional Funding: Eligible individuals may receive a one-time top-up of up to 2,000,000 won, bringing the total potential support to 5,000,000 won.
Wide Range of Courses: Utilize the card for various training programs, including “국민내일배움카드 훈련과정”, “K-디지털 훈련”, and “STEP 이러닝” (e-learning) courses registered on “고용24”.
Reduced Personal Cost: Most learners contribute a self-pay share (typically 15% to 55%), with certain vulnerable groups and specific high-demand industry training potentially being fully funded.
Monthly Training Allowance: Unemployed or low-hour workers may be eligible for a daily training allowance (“훈련장려금”) to help cover living expenses while studying.
Five-Year Validity: The card offers a considerable period for skill development, with balances valid for five years from issuance.
Up to 5 Million Won for Job Training, Paid by the Government
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How the National Tomorrow Learning Card Works
The process of applying for and using the National Tomorrow Learning Card is designed to be accessible.
It involves several key steps, from initial registration to course completion and satisfaction surveys.
Initial Registration (for Unemployed Applicants): If you are unemployed, the first step is to register as a job seeker (“구직신청”) on the “고용24” portal. Employed individuals, including those on parental leave, the self-employed, and special-type workers, generally do not need this initial step, though exceptions exist for certain long-term programs.
Online or In-Person Application: Complete the application form for the National Tomorrow Learning Card. This can be done conveniently online via PC or mobile through the “고용24” website, or by visiting your local employment center (“고용센터”). Most applicants will not require extensive documentation, though self-employed and special-type workers may need to provide specific supporting papers.
Application Review and Card Issuance: Once your application is submitted, it will be reviewed by the employment center. Upon approval, you will receive your physical card, typically by mail. Alternatively, you can visit a designated bank with your issuance confirmation and identification to collect it.
Course Search and Enrollment: With your card in hand, you can search for eligible training courses on the “고용24” portal. For courses lasting 140 hours or more, mandatory training diagnosis and counseling are required before enrollment. You will use your card to pay your self-pay share for the selected course.
Course Attendance: Attend your chosen training program diligently. Maintaining satisfactory attendance is crucial, as low attendance rates can lead to the suspension of any training allowance and potential termination of your enrollment.
Satisfaction Survey: Within 30 days of completing your course, you are required to submit a satisfaction survey on the “고용24” portal. Failing to do so may result in the non-payment of your final month’s training allowance.
Eligibility and Exclusions
The National Tomorrow Learning Card is broadly available to individuals who are motivated to acquire or enhance their vocational skills.
The program aims to be inclusive, supporting a wide demographic across different employment statuses.
However, certain categories of individuals are excluded from participating in the program, based on their employment status, age, or current income levels.
These exclusions are in place to ensure the program effectively targets those most in need of vocational training support.

Category | Reason for Exclusion |
|---|---|
Public Officials and Private School Staff | Their employment status is generally stable, with established professional development pathways. |
Individuals Aged 75 or Over | Eligibility is typically focused on the working-age population. |
Employees of Large Companies (under 45, earning 3,000,000 KRW+/month) | Assumed to have sufficient income and employer-provided training opportunities. |
Special-Type Workers (e.g., insurance agents, delivery drivers, freelancers earning 5,000,000 KRW+/month) | High income levels suggest less reliance on government training subsidies. |
Corporate Representatives (less than 1 year in business OR earning 3,000,000 KRW+/month) | Exclusions apply based on business duration or income thresholds. |
Self-Employed Individuals (less than 1 year in business OR annual sales 400,000,000 KRW+/year) | Similar to corporate representatives, criteria focus on business stability and scale. |
Non-profit Representatives (earning 3,000,000 KRW+/month) | Income threshold applies to this category as well. |
University and Graduate Students (2+ years left to graduate) | Primary focus is on vocational training for the workforce, not full-time students nearing degree completion. |
First- and Second-Year High School Students | Educational focus is on completing secondary education. |
Recipients of Basic Livelihood Benefits (“생계급여”) (excluding conditional recipients) | Specific conditions and other support programs may apply to this group. |
Individuals Receiving Training Support from Other Ministries/Local Governments | To prevent duplication of government benefits. |
Individuals Under Sanction for Fraudulent Claims or Who Have Not Repaid Fraudulent Support | Penalties for misuse of public funds. |
Understanding the Self-Pay Share
While the National Tomorrow Learning Card provides substantial government funding, it typically operates on a co-payment model. Learners are generally required to cover a portion of the training fee, known as the self-pay share.
This personal contribution usually ranges from 15% to 55% of the government-approved training cost. The exact percentage is determined by several factors, including the average employment rate associated with the job category of the training course.
Additional considerations for the self-pay rate include whether the learner receives the earned income tax credit (“근로장려금”) and their specific participation status in the national employment support scheme (“국민취업지원제도”). This tiered approach ensures that support is allocated based on economic need and job market relevance.
Significant Waivers and Full Funding: Certain groups, such as low-income individuals, people with disabilities, and single-parent families, may have their self-pay share waived entirely or significantly reduced. Furthermore, for training courses directly linked to national key industries and advanced strategic industries, the government may cover the full training fee once, even if it exceeds the standard 3,000,000 won limit.
Eligibility and Requirements
Generally, any citizen of South Korea who wishes to acquire or enhance their vocational skills for employment or career advancement is eligible to apply for the National Tomorrow Learning Card. The program is designed to be accessible year-round, with applications accepted continuously (“상시신청”).
To be considered for the card, applicants must meet the general criteria and not fall under any of the specific exclusion categories detailed previously. The application process is primarily online, though in-person options are available.
While most applicants will not need to submit extensive documents for the initial card application, it is always advisable to check the “고용24” portal or consult with an employment center for any specific requirements related to your individual circumstances, especially if you are self-employed or a special-type worker.
What to Expect After Applying
Upon submitting your application for the National Tomorrow Learning Card, the employment center will conduct a review. It is important to understand that approval is not guaranteed, as the center assesses each application based on the provided information and eligibility criteria.
If your application is approved, you will receive your physical card via mail, typically within a specified period. You may then proceed to search for and enroll in training courses available on the “고용24” platform.
The support provided by the card has a validity period of five years from the issuance date. Any remaining balance on the card will expire at the end of this period. If you still require training support after the card expires, you may need to apply for a new card.
It is also possible that training fees may not be fully covered, and a self-pay share will be required. The amount of support and the conditions for its use are subject to government regulations and the specific details of the training program selected.
Frequently Asked Questions (FAQ)
Who is eligible to apply for the National Tomorrow Learning Card?
Generally, any adult citizen in South Korea who wishes to develop or improve their vocational skills for employment or career advancement is eligible. However, specific exclusions apply based on age, employment status, and income.
How much financial support can I receive?
The standard support amount is 3,000,000 won over five years. Certain eligible groups may receive an additional one-time top-up of up to 2,000,000 won, for a total potential of 5,000,000 won.
Is the training provided by the card completely free?
No, the training is government-funded but usually requires a self-pay share from the learner, typically between 15% and 55%. Some vulnerable groups and specific high-demand industry courses may be fully funded once.
What happens if I quit a training course without a valid reason?
Quitting a course without an unavoidable reason can lead to penalties. The card limit may be reduced by 200,000 won for the first instance, 500,000 won for the second, and 1,000,000 won for the third.
How do I find courses that I can take with the card?
You can search for eligible courses on the official “고용24” (Employment24) portal. The portal lists various training programs, including “국민내일배움카드 훈련과정”, “K-디지털 훈련”, and “STEP 이러닝” (e-learning).
Can I apply for the card at any time?
Yes, applications for the National Tomorrow Learning Card are accepted continuously throughout the year (“상시신청”). There are no specific application periods or deadlines.
What is the training allowance (“훈련장려금”)?
The training allowance is a daily payment provided to eligible unemployed or low-hour workers to help cover living expenses while they attend training. The amount varies based on the duration of the daily training course and requires at least 80% attendance.
What documents do I need to apply?
Most applicants do not need extensive documents for the initial card application. However, self-employed individuals and special-type workers may be required to submit specific supporting documents. It’s best to verify the exact requirements on the “고용24” portal or at a local employment center.
Editorial Note: This guide is compiled using information provided by the Ministry of Employment and Labor and the “고용24” portal, serving as an informational resource for individuals interested in the National Tomorrow Learning Card.
Advertising Disclosure: This content is an independent editorial guide. While it provides information on government programs, it is not affiliated with, endorsed by, or officially sponsored by the Ministry of Employment and Labor, “고용24”, or any specific training institution or card issuer. Any mention of specific Korean terms or entities is for informational accuracy and context.
Informational Purpose: The information presented herein is intended for general guidance only and does not constitute professional advice. Details regarding eligibility, support amounts, and application procedures are subject to change. Readers are strongly encouraged to consult the official “고용24” portal or their local employment center (“고용센터”) for the most current and accurate information.






